[LA FEATURE]Covered California: Affordable Care Act

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What you need to know about the Affordable Care Act and how it affects Californians

Health Insurance Exchanges Launch Amid Glitches, Questions and Concerns

By Vishal Persaud
|  Monday, Mar 31, 2014  |  Updated 1:47 AM PDT
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Health Insurance Exchanges Launch Amid Glitches, Questions

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The online health exchanges launched Tuesday, setting off a range of glitches, questions and concerns about the system and the health care law.

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The online health exchanges launched Tuesday, setting off a range of glitches, questions and concerns about the system and the health care law. The new exchanges are expected to have some issues that federal officials said they will tackle as they crop up. And others are eager to help educate the uninsured that may still be in the dark about the new health care law.

Glitches or not, some are just happy to see health exchanges go live (NBC News)

  • New health insurances exchanges created under the Affordable Care Act went live Tuesday with some ups-and-downs.
  • A computer jam in Washington, D.C.'s, exchange and a delay in the plan for small business enrollment are just some of the rough patches. It's one of the reasons why there is a six-month enrollment period.
  • Some health care systems will begin calling uninsured patients to make them aware of the new health exchanges and help them get signed up.
  • The White House has named 900 different groups that are helping people get through the sign-up process.
  • Opponents of the Affordable Care Act say the exchange hiccups mean the system can't and won't work, but White House officials say they can fix the problems as they crop up.

This 'young invincible' is ready to be covered by health insurance (NBC News)

  • Some young Americans have gone without health insurance for years and can now sign-up for health insurance.
  • Insurance companies need young, healthy adults to buy insurance because they cannot turn away people with pre-existing conditions or charge older people for much higher premiums.
  • Those customers in their 20's and 30's are highly coveted by the insurance industry because they need these healthy customers to balance out the sick ones.
  • This demographic has a difficult decision to make: Pay the $95 annual penalty for not having health insurance or pay for monthly health premiums for coverage that might have high deductibles and out-of-pocket expenses.
  • The Congressional Budget Office estimates that 6 million people of various ages will pay the tax penalty for not having insurance next year.

For complete coverage of the Affordable Care Act implementation as well as tools, calculators, state-by-state information and a detailed FAQ, visit our ACA section.

 

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