There's a major disconnect between how optimistic many millennials are about their financial future and what they are actually doing to make sure they achieve their goals, CNBC reports. In a recent Bank of America/USA TODAY survey, the majority of millennials say they are good at living within their means—paying off credit cards in full each month and limiting spending. Yet more than half admit to living paycheck to paycheck—and many are still living with or living off their parents.
